Please be reminded that certain statements in these presentations may constitute “forward-looking statements” under the securities laws.  These statements are subject to a number of risks and uncertainties and actual results may differ materially from those expressed or implied in light of future decisions by the company and by market, economic, political, competitive, regulatory,  technological and other developments beyond the company’s control.  Additional information concerning factors that could cause actual results to materially differ from those in the forward-looking statements is contained in our Annual Report on Form 10-K and our other filings with the Securities and Exchange Commission.  The company does not undertake any obligation to update forward-looking statements.